With double the rebate, I could buy the whole world!

Chapter 36 Hu Xin's Happiness

Huang Tian did not answer immediately, but picked up a piece of almond shortbread and ate it slowly, pretending to be thinking seriously.

"Investing involves risk. No one can guarantee profits without losses unless the other party is running a scam."

After finishing the almond shortbread, Huang Tian wiped his hands before slowly speaking.

"If you're looking for absolute security with your 80, then put it in fixed deposits at several major banks, with an annualized return of around 2%. That's the safest approach, but don't expect to outpace inflation, let alone hope for any appreciation."

"If you want to achieve higher returns, funds are a good option, provided that you have a certain understanding of the market and find a reliable fund manager. You probably know how murky the waters can be in here."

"As for buying a house, first-tier cities are relatively better, but for small apartments in the core area, 80 yuan is only enough for the down payment, and the subsequent repayment pressure is very high. Small apartments in non-core areas have very poor liquidity and limited appreciation potential, so they are not the best choice for investment."

"The most crucial factor isn't which investment approach is better, but rather what your expectations are for this money."

"Is it about absolute safety, or are you willing to take some risks in pursuit of potentially higher returns?"

"You need to think clearly about your future cash flow expectations before investing."

Huang Tian pointed out the advantages and disadvantages of each option, but did not give a direct answer.

"After hearing what you said, I feel even more confused."

Lin Weiwei gave a wry smile, making no attempt to hide her self-deprecation: "I both hope it appreciates in value and fear losses. Moreover, the income from modeling and being an internet celebrity is unstable, and it's an industry that relies on youth. Every year, new people replace the old ones. This 80 is my bulletproof vest; I can't afford any mishaps."

Faced with Lin Weiwei's vulnerability and helplessness, it would be hard for any man not to feel sympathy and a desire to help this beautiful woman.

"It's normal to feel lost right now. The most important thing right now is not to invest your money, but to accumulate investment experience."

"As a complete novice, rushing into the market with 80 yuan, you'll only get fleeced."

Huang Tian picked up the LV handbag beside him, took out five stacks of unopened hundred-yuan bills, and gently placed them on the tea table.

The brand-new banknotes, still bearing brick-red sealing tape, were particularly eye-catching.

One stack is ten thousand, five stacks is fifty thousand.

"What is this...?"

Lin Weiwei's gaze was instantly drawn to it, and her pupils contracted almost imperceptibly.

She never expected that Huang Tian would display his immense wealth so directly in this way.

Even though she had 80 yuan in her account, she couldn't help but be shocked by the five stacks of cash.

"This 50,000 yuan is my sponsorship for you. You can use it to try some small investments that interest you."

"For example, buy some funds, try bank's precious metal investment plan, or even invest in online financial products that you like but don't require a large amount."

"If you lose money, consider it tuition; if you make money, that's naturally the best. More importantly, you can personally experience market fluctuations and accumulate the most authentic insights."

Looking at Lin Weiwei's somewhat surprised yet composed face, Huang Tian continued with a smile, "Regardless of profit or loss, you don't need to repay this 50,000. Consider it a small help from me as a friend, so that you don't plunge headlong into it and lose everything."

Huang Tian pushed five stacks of banknotes toward Lin Weiwei, his gesture as casual as if he were simply handing her a tissue.

"Of course, this is just my suggestion from a friend's perspective. How you use it, or whether you use it at all, is entirely up to you."

Huang Tian did not show any intention of giving alms or asking for anything in return. Instead, he sincerely offered advice and help like a kind friend.

But what kind of friend can so easily hand over 50,000 for someone to squander... no, I mean to invest?

Lin Weiwei looked at the five thick stacks of banknotes in front of her, and her heart pounded uncontrollably.

Even with her dual roles as a model and an online influencer, she couldn't earn 50,000 yuan a month.

She had imagined many ways Huang Tian could display his wealth, such as casually mentioning astronomical figures when discussing an investment project, inadvertently showing off his black card when paying the bill at a high-end restaurant, or taking her to a luxury brand store next door.

But Lin Weiwei never expected that Huang Tian would give her money so directly.

Moreover, this was done in such a quiet tea room, with such a calm tone and seemingly sufficient reasons.

Lin Weiwei was very clever; this was a test from the man opposite her.

If they accept, their relationship will inevitably change.

At the very least, Lin Weiwei would never be as indifferent as she is to ordinary suitors.

Fifty thousand yuan is not a huge sum for her, but it is by no means a small amount either.

More importantly, what does this mean?

Huang Tian could casually toss 50,000 yuan in cash to a "friend" he had only recently met, whose true net worth might far exceed her expectations.

Even though she was well aware of her beauty and figure, Huang Tian hadn't even held her hand yet, but he was willing to spend so much money on her.

No wonder Hu Yixin was so wary of Huang Tian; she would have done the same if she were in his shoes.

Faced with the dizziness of being hit by a huge pie and the intense desire in her heart, Lin Weiwei forced herself to calm down.

accept?

Appearing too eager might make you look down upon.

reject?

That would completely sever the connection, which would seem rather tactless.

Lin Weiwei took a deep breath and still chose to politely decline.

"This is too expensive. We've only met twice. How can I accept such a large sum of money from you?"

"As I said, it's up to you how you use it or whether you use it at all. If you feel pressured, you can write a simple IOU and pay me back the principal when you make a profit."

Huang Tian could naturally see that Lin Weiwei was moved, and said in an unquestionable tone.

Faced with Huang Tian's offer of a way out, Lin Weiwei knew that refusing again would be pretentious and would make the other party feel that she was ungrateful.

"Alright, I'll shamelessly accept the money, but you have to accept the IOU I wrote. Regardless of profit or loss, it's considered a loan from me to you."

Lin Weiwei took a deep breath, her eyes hardening.

Picking up those five stacks of banknotes, they felt heavy in my hand.

Lin Weiwei didn't put it in her bag immediately. Instead, she took out a notebook and a pen and carefully wrote an IOU.

Huang Tian looked at Lin Weiwei's profile as she wrote with her head down. She had a high nose bridge, long and curled eyelashes, and a focused expression.

For him, receiving the 50,000 was no burden at all.

Anyway, the system will pay for it, and he'll even get the girl's gratitude.

What does it mean to only make a profit and never lose money?

[Pay 50000 yuan in cash to someone of the opposite sex, and receive a rebate of 100000 yuan!]

As expected, the system notification arrived on schedule.

Lin Weiwei wrote the IOU and handed it to Huang Tian with both hands.

The handwriting is neat and legible, clearly stating the loan amount as 50,000 yuan, the borrower as Lin Weiwei, and the date.

Huang Tian took it, didn't even look at it, and casually folded it up and put it in his pocket.

If they really got together, this would be the allowance he gave Lin Weiwei for a month.

Even Hu Yixin, who sells used cars, earns 25,000 yuan a month.

With Lin Weiwei in brand new condition, Huang Tian would naturally be more generous.

"We're friends, no need to be so formal."

Huang Tian said with a light laugh.

"Of course, otherwise I would feel guilty."

Lin Weiwei breathed a sigh of relief, but felt a mix of emotions.

This sense of security, where profits and losses are covered, is something she's never experienced before.

Coming from an ordinary family, she has always relied on herself to make her way in the world.

Her parents not only offered her help, but also sent her money every month.

"Alright, that's all for the business."

Huang Tian checked the time. "It's still early. Does Miss Lin have any plans for the rest of the day?"

"Just call me Vivi."

Lin Weiwei smiled and shook her head: "I'm off today. Do you have any suggestions?"

"No need for formalities like 'you' or 'sir,' just use normal terms of address. I don't want to put too much pressure on you."

Huang Tian stood up and said with a smile, "I was just thinking of checking out if there are any sportswear outfits suitable for the photoshoot, so I can keep them as casual wear. Weiwei, you're a professional, your taste is definitely better than mine. Would it be convenient for you to come with me and give me some suggestions?"

"Of course it's convenient."

Lin Weiwei readily agreed.

After paying the bill and leaving the tea room, Lin Weiwei rushed to pay the bill first.

Huang Tian didn't stand on ceremony; his turn to demonstrate would come later.

Once Lin Weiwei experiences Hu Yixin's happiness, she will surely be reluctant to leave.

That's how fun it is to play the economy-driven style.